The "5 Pillars of Prosperity" is an intensive one-day workshop delivered by Shaykh Nuruddeen Lemu designed to transform your relationship with money and build a solid foundation for financial success. This practical, faith-conscious program integrates Islamic ethical principles with proven financial strategies to help you achieve both material prosperity and spiritual fulfilment. Whether you're just starting your financial journey or looking to optimize your existing wealth strategies, this course provides a holistic framework for achieving long-term financial peace and abundance.

Learning Outcomes

By the end of this workshop, participants will be able to:

• Develop multiple income streams through ethical means
• Implement effective saving strategies aligned with debt-free living principles
• Create a personalized investment plan suitable for different risk profiles
• Make mindful spending decisions that align with personal values
• Incorporate charitable giving, including Zakah, into financial planning

Apply key wealth-building and preservation strategies for long-term prosperity

Course Structure

Pillar One: Earning

Discover ethical and sustainable approaches to generating income through employment and entrepreneurship.

Pillar Two: Saving

Master practical techniques for building savings while working toward debt-free living.

Pillar Three: Investing

Learn how to develop an investment strategy that grows wealth in accordance with ethical principles.

Pillar Four: Spending

Explore conscious spending methods, including major life expenses like education financing.

Pillar Five: Giving

Understand the spiritual and financial benefits of charitable giving, with special focus on Zakah principles.

Course Timetable

9:00 AM - 9:30 AM: Registration & Welcome

9:30 AM - 10:45 AM: PILLAR ONE: EARNING

• Ethical Means of Livelihood and Sustenance
• Income Generation Strategies
• Employment vs. Entrepreneurship
• Case Studies: Successful Ethical Businesses

10:45 AM - 11:00 AM: Morning Break

11:00 AM - 12:30 PM: PILLAR TWO: SAVING

• Principles of Effective Saving
• Practical Steps Toward Debt-Free Living
• Emergency Fund Establishment
• Interactive Workshop: Creating Your Saving Plan

12:30 PM - 1:00 PM: PILLAR THREE: INVESTING (Part 1)

• Introduction to Ethical Investing

1:00 PM - 2:30 PM: Lunch and Prayer Break

2:30 PM - 3:45 PM: PILLAR THREE: INVESTING (Part 2)

• Setting Up an Investment Strategy
• Risk Assessment and Management
• Diversification Techniques
• Hands-on Activity: Portfolio Building Exercise

3:45 PM - 4:00 PM: Afternoon Break

4:00 PM - 5:00 PM: PILLAR FOUR: SPENDING

• Mindful Consumption Principles
• Budgeting for Major Life Expenses
• Financing Education and Other Large Purchases
• Workshop: Creating a Values-Based Budget

5:00 PM - 5:45 PM: PILLAR FIVE: GIVING

• The Spiritual and Financial Benefits of Charity
• Understanding Zakah Calculation and Distribution
• Integrating Giving into Financial Planning
• Strategic Philanthropy

5:45 PM - 6:30 PM: Key Wealth-Building & Preservation Strategies

• Integration of All Five Pillars
• Action Planning and Next Steps
• Course Conclusion & Certificate Distribution